8 Methods to Be Rich [Simple, Easy, and Halal]
system to be rich
What is the method to become rich? Money is not everything. But almost anything can be made easy thanks to money. That's why the question of how to get rich is often raised.
The problem is, getting rich doesn't just count the numbers of assets collected. It takes hard work and struggle to receive success.
Of course, we're not talking about those who are rich by birth or of noble descent whose wealth can't be consumed by the 7,777 innate. Instead, what we are discussing are billionaires who started everything from scratch.
Here are eight ways to become rich that are easy to implement and guaranteed to be safe and lawful.
list of contents
1. The system to be rich is to concentrate on big things
2. Save first, shop later
3. Double Income
4. Concentrate on assets specifically
5. Do not be half-half
6. Plant money
7. Be wise when “finding money”
8. Be wise in debt
9. Not only have BPJS, take advantage of insurance products too
Questions about the method of becoming a rich man
1. The system to be rich is to concentrate on big things
Yes, saving from small expenses every day is good. For example, from the tradition of buying fried food for Rp. 10,000 or coffee at a cafe, Rp. 30 thousand. But how long do you want to get rich from such small expenses?
Learn from Warren Buffet, focus on big things from an early age. One big determinant of prosperity is the house. So, when there are funds and opportunities, immediately allocate expenses to buy a house even though it should go through credit. You don't have to wait for a 0 percent down payment either. Hurry up for Lebaran Horse!
2. Save first, shop later
Warren Buffet has a proverb: "Don't save the rest of the money you spend, but spend with the rest of the money you have saved."
First benchmark what percentage of savings from a month's income, for example 30 percent. If the salary is Rp. 10 million, for example, it means that Rp. 3 million is immediately locked in a savings account, then the rest is used for other needs. This is a system for saving discipline and all the most targeted methods.
3. Double Income
Do billionaires have only one source of income? Impossible. There must be money spigots open everywhere. That's called passive income. For example, if you have a kiosk that has developed, then build a boarding house for rent.
The shop is the main source of income, while the boarding house is a multiplier. In essence, passive income should be obtained from activities that are not in conflict with the main income and do not need to be stuck all the time.
4. Concentrate on assets specifically
Your efforts and hard work won't be worth it if you can't concentrate on your particular asset: yourself. Mark Cuban, an American businessman and giver, describes this method himself.
One must continue to learn and push oneself as an asset to become rich. Without it, people will be stuck in stagnation and find it difficult to progress.
5. Don't do it half way
You should know your potential, and maximize it to reach the pinnacle of success. Not even easy to feel satisfied or even low self-esteem.
Grant Cardone, who is a businessman, writer, and self-potential training expert, says people who hope to succeed deserve to be the best in their field. So, spill sweat and blood so you don't become a common man.
Car repair rates can drain your savings! Immediately have a car insurance premium so that you no longer have to worry about the high cost of maintenance and repair of car damage at the garage.
6. Plant money
This is the easiest method to do. Most billionaires are entrepreneurs and financiers.
8 Systems to Be Rich [Simple, Easy, and Halal]
Because they are aware of the importance of investing money. The earlier it is done, the greater the opportunity to get something from the investment. Also, if you can, start when you are still a student.
Find out the type of investment that feels worth it, then get serious there. It is better to sow money seeds in one or two kinds of investment first, then expand the land so that the harvest is more abundant. Allotment of 15 percent of income is enough to start this step.
7. Wise when "finding money"
Found money? Definitely rejoice beyond measure. However, instead of spending it immediately because it is not included in the financial agenda, it is better to set it aside for fattening savings.
Finding money here doesn't mean getting money falls on the road. This means funds that come in unexpectedly, for example bonuses from the office, operating profits that exceed expectations, or even lottery prizes and inheritance.
8. Arif is in debt
The next system to get rich is to be wise in borrowing money. There's nothing wrong with debt. What's wrong is owed without a mature agenda and for things that are essentially unimportant.
Sometimes there is a temptation to go into debt while the item to be purchased is not a necessity. For example, the latest iPhone credit, even though the old cellphone is still okay. If you've had a lot of consumer debt since you were young, how can you get rich old?
9. Not only have BPJS, take advantage of insurance products too
BPJS is indeed a solution to protect finances from risks that can happen to anyone, and at any time. Unexpected risks like this often make finances overdrawn until someone falls into debt.
Well, being a BPJS participant is not enough, you know. The average rich person protects his hard-earned wealth or assets by becoming a customer of insurance, whether health insurance or life insurance.
One of the insurance products is from Bank BRI. As a financial institution that excels in banking services, Bank BRI also offers financial protection products via insurance as a component of the government's public service program.
BRI insurance is divided into three types of protection products, namely:
BRI Life Jiwa which provides cash compensation benefits for customers' families.
BRI Life is a health service that provides medical tariff coverage at a hospital or clinic.
BRINS which provides compensation protection for company assets and other purposes.
If what you are looking for is a protection product that prioritizes sharia, you can take advantage of sharia insurance protection. Sharia insurance in Indonesia is supervised by the Sharia Supervisory Board from the MUI so that it is guaranteed to be halal.
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