article Crowdfunding Is The Ninja Way to Raise Money in the Era of Computerization_#

Crowdfunding Is The Ninja Way to Raise Money in the Era of Computerization

 

 Average read: 11 minutes, 26 seconds

 Classification : Financial

 Human life no longer has a distance and time barrier in cyberspace.  Issues anything can migrate easy and fast computerized.  People who are experiencing difficulty funding can meet with those who want help through crowdfunding programs.  This ie the new ninja way to raise money.

 Twenty years ago, virtual world was not as known as now which became an indivisible component of everyday life.  People who experience disaster illness, difficulty funds for treatment, and various needs other only can rely on family,  relatives and surroundings.

 Now, if there are people who for example experience a rare disease, or there are places isolated no have spring water in the season  drought, the inhabitants of the other island know it.  The convenience of news via virtual world linking many things, including raising money from many people passing this program.

 Crowdfunding is

 How Did Crowdfunding Develop?

 Table of Contents hide

 1. How Did Crowdfunding Develop?

 1.1.  Variation-type Crowdfunding in Indonesia

 1.1.1.  Crowdfunding By Purpose

 1.1.2.  Crowdfunding By Nature

 1.2.  The Advantages of Crowdfunding in the Era of Computerization

 1.2.1.  a.  Wide Range

 1.2.2.  b.  Validation Can Accountable

 1.2.3.  c.  More Easy Program Campaigns

 1.3.  Page Most Popular Crowdfunding in Indonesia

 Crowdfunding ie one of the many programs conducted in various countries, including Indonesia, to bring together people who  have and need money.  This kind of program is alleged to have started in Indonesia in 2015. Meanwhile in the world, the forerunner of such a program has been since the 1700s for raising capital.

 Jonathan Swift is considered to be the first figure who set in motion the existence of this program.  Its mission is raise funds at low interest rates from people to help small businesses in the vicinity, really similar to   example micro finance.

 The micro finance program from time to time continues to experience discoveries.  When crowdfunding is not only can be applied to raise capital, but efficacious also for   various humanitarian programs.  Crowdfunding is one of the system of modern humans to connect with each other in various needs.

 To raise capital, help small business actors do their business, this kind of program really reduces the load of small entrepreneurs.  For people who don't know anymore must get money from where for treatment, this kind of program is like a guardian angel for them.

 The era of computerization makes humans can be connected to each other in various interests and goals.  Crowdfunding is one of the method of people to fulfill each other's interests and goals, good commercial or social interests.

 Variation-type Crowdfunding in Indonesia

 There are some types of crowdfunding conducted in Indonesia and various other countries in the world.  First i.e. which is according to the objectives that want are pursued by fundraising and secondly according to methods of marketing executed to raise money  .  Here is a brief explanation between the two.

 1. Crowdfunding By Purpose

 Crowdfunding according to the objectives are divided into two variations, is to raise capital and secondly for social and humanitarian programs.  Each explained as follows:

 Capital crowdfunding

 As explained above, crowdfunding ie format inventions of microfinancing in the era of computerization.  Those of you who have inspiration but lack of capital can apply crowdfunding platform to publish their business design proposal.

 The task of the manager of this platform is to review equipment business plans such thing before allowing the public to choose to join or not.  Member or platform visitor such thing could collect a certain amount of money with the status of a business investor.  Business actors such things then must realize their agenda business.

 After the business is running appropriate the design, therefore the investors have rights earn return from the already deposited capital.  Agreements regarding the distribution of operating results and so on should be agreed at initially so that the investors understand without feeling fooled by the fundraisers  .

 Social and Humanitarian Program Crowdfunding

 In contrast to crowdfunding for capital, fundraising for social and humanitarian purposes will not provide definite returns to the donors.  This kind of program is generally applied to help sick people, victims of disasters or natural disasters, or other interests of a social nature.

 2. Crowdfunding According to Nature

 According to the nature of the various crowdfunding programs, there are fundraising based on method donations, prizes and equity.  All three are different fit character and purpose of fundraising such thing.

 Donations Based Crowdfunding

 Platform based on donations applied to raise funds for social and humanitarian purposes.  For example to help victims of catastrophe, war, fire, and so on.  This kind of program aims to tap the conscience of the donors so that can ease the suffering of others.

 This donation-based platform in Indonesia when is the most known is kitabisa.com.  This Web already many helped war victims, victims of crime humanity, people with rare diseases, and various format other campaigns.

 Reward Based Crowdfunding

 Prize-based crowdfunding is usually is campaigns run by influencers, art workers, or public figures for certain programs.  They could hold concerts, exhibitions, or campaigns by raising funds all giving gifts to donors.  Web fundraising with this method is one of is kolase.com.

 Equity Based Crowdfunding

 Unlike the two variations of fundraising above, equity-based crowdfunding can promise profit for investors.  Consequently may be not as big as an investment in a bank or capital market, but fundraising with this kind of pattern is really help small businesses so consistently run.

 The Advantages of Crowdfunding in the Era of Computerization

 Crowdfunding ie the ninja way to raise money in the computerized era.  People do ​​not easily trust in fundraisers in the concrete world, because opportunities to implement misappropriation of funds really big.  While in the computerized world, all things are more easier known.  Some of the other benefits are:

 a.  Wide Range

 The reach of the crowdfunding campaign ie is as wide as the earth and its contents.  The market share of donors and financiers that may be reached that is as much as the number of citizens who are capable of reaching web or platforms such things.  This means that once the fundraiser does a campaign, all people can respond freely.

 b.  Validation Can Accountable

 The second advantage of the crowdfunding program is the validity of the data donations.  Every fundraising transaction is neatly recorded by method and reported to the program owner.  Notes on these financial statements are also can be published so that donors and investors can carry out audits.

 c.  More Easy Program Campaigns

 After opening the program on the platform and publishing it, the program owner can attract visitors and pushers of the program such a thing via social media.  Influencers can apply Instagram, YouTube, Facebook, and so on.  They also can empower various type social group to broaden the reach of the campaign.

 Web Most Popular Crowdfunding in Indonesia

 Except kitabisa.com which is widely used by celebrities and influencers, there are some other pages which are also popular in Indonesia.  First is kolase.com.  This Page often does fundraising with various merchandise such as t-shirts, souvenirs or others.

 Second, the accelerated website that links SMEs with investors.  In this case, the role of crowdfunding is as an intermediary like a bank.  The difference is that the loan interest offered by a program like this is usually lighter so it is really helping small business actors.

 Then the page hereinafter is Ayopeduli.id and Gandengtangan.  Because based on computerization, actually there are many other platforms that are maximized, but not many are known to the public.  The billions of funds that are successfully collected and channeled by the crowdfunding platform are are evidence that human conscience is still alive while migrates to cyberspace.

 

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